Apply for the Asaan Karobar Card
The Asaan Karobar Card Program is an advantage for the Punjab government to provide interest-free loans to small and medium-sized enterprises (SMEs). This platform is designed to support entrepreneurs and small businesses by donating easy economic assistance without interest, helping them grow and sustain their businesses.
Launched under the leadership of Chief Minister Maryam Nawaz Sharif, this structure aims to boost economic activity, create job chances, and promote entrepreneurship in Punjab. Business owners can get financial support ranging from Rs. 500,000 to Rs. 1,000,000, repayable over up to five years.
Quick Information Table
| Program Name | Start Date | Assistance Amount |
| Asaan Karobar Card Program | January 16, 2025 | Rs. 500,000 – 1,000,000 |
| Interest Rate | 0% (Interest-Free) | Loan Repayment Period: 5 Years |
| Eligibility | Pakistani Citizens (21-57 years) | Business in Punjab |
| Processing Fee | Rs. 5,000 | Application Mode: Online |
| Website | akc.punjab.gov.pk | Application Status: Ongoing |
Who Can Apply? (Eligibility Criteria)
To apply for the Asaan Karobar Card Program, candidates must meet the following requirements:
- Age Requirement: Between 21 and 57 years old.
- Citizenship: Must be a Pakistani citizen with a valid CNIC and recorded mobile number.
- Business Location: The business must be located in Punjab.
- Tax Compliance: Must be a registered taxpayer with the Federal Board of Revenue (FBR) and have a clean credit history.
- Documents Required:
- CNIC copy
- Passport-size photo
- Tax filing proof
- Business-related forms
How to Apply Online for the Asaan Karobar Card
Applying for the Asaan Karobar Card is a simple online procedure. Here’s how you can apply:
- Visit the Official Website – Go to akc.punjab.gov.pk.
- Register Your Account – Use your CNIC-linked mobile number.
- Fill out the Application Form – Enter your personal and business details (takes about 15 minutes).
- Pay the Processing Fee – Submit Rs. 5,000 online.
- Upload Required Documents – Submit your CNIC, tax filing proof, and business forms.
- Submit & Track Your Application – After submission, you will receive an SMS notification regarding your status.
Loan Usage and Repayment Terms
The Asaan Karobar Card Program offers interest-free loans with the following usage and repayment conditions:
- Loan Amount: Rs. 500,000 to Rs. 1,000,000.
- Usage: The loan can be used for:
- Buying raw materials
- Paying utility bills
- Covering administration fees
- Cash Withdrawal: Limited to 25% of the loan amount.
- Repayment Period: Up to five years.
Why This Program Matters
The Asaan Karobar Card Program is one of the most important monetary initiatives by the Punjab government. It offers zero-interest loans to help small businesses grow. Here’s why this program is advantageous:
- Encourages Entrepreneurship – Helps new businesses start and grow.
- Boosts the Economy – More businesses mean more jobs and economic growth.
- Easy Repayment Terms – No interest, making repayment affordable and flexible.
- Financial Inclusion – Ensures equal access to financial resources.
Final Thoughts
The Asaan Karobar Card Program is a game-changer for small businesses in Punjab. By providing interest-free loans, the government is helping entrepreneurs succeed and refining the local economy. If you meet the eligibility criteria, you should apply now to benefit from this excellent opportunity.
FAQs
Q1: What is the Asaan Karobar Card Program?
A: It is a government creativity that provides interest-free loans to SMEs in Punjab.
Q2: Who is eligible to Apply for the Asaan Karobar Card?
A: Pakistani citizens aged 21 to 57 with a valid CNIC and a business in Punjab.
Q3: How much loan can I get?
A: Between Rs. 500,000 and Rs. 1,000,000.
Q4: Is there any processing fee?
A: Yes, you need to pay Rs. 5,000 as a non-refundable fee.
Q5: Where can I Apply for the Asaan Karobar Card?
A: You can apply online at akc.punjab.gov.pk.
This article provides complete information about the Asaan Karobar Card Program. After reading this, you won’t need to search for additional details anywhere else. If you have any further queries, visit the official website or call the helpline at 1786.