Asaan Karobar Finance Scheme
Punjab Government for fiscal help to unemployed and small magnates Asaan Karobar Finance Scheme 2025 What is the start of Under this system, eligible applicants Loans from Rs.1 Lakh to Rs.50 Lakh without any interest. Debt repayment 5 years It has to be done in the form of monthly payments.
Quick Information Table
| Detail | Information |
| Start Date | Online applications are now open |
| Required Documents | Copy of CNIC, proof of residence, business plan, and other relevant documents |
| Eligibility Criteria | Age between 21-57 years, resident of Punjab, business must be in Punjab, clean credit history |
| Official Website | akf.punjab.gov.pk |
| Last Date to Apply | The last date for applications will be announced soon (punjab.gov.pk) |
Types of Loans under the Easy Business Finance Scheme
1. Loan up to Rs.10 Lakh (Easy Business Card)
If you have 1 lakh to 10 lakh rupees If you need a loan of up to a Humble business card A loan can be attained through This loan has to be paid in payments within three years.
2. Advance from Rs.10 lakh to Rs.50 lakh
If you have 10 lakh to 50 lakh rupees the loan is compulsory, then the Punjab management Easy business money system can advantage of this obligation Within 5 years To be salaried in payments.
Eligibility criteria for advance up to Rs.10 lakh
✔ Age 21 to 77 years should be between
✔ The candidate’s Permanent address should be Punjab۔
✔ Identity card issued by NADRA Must be.
✔ Business should be in Punjab.
✔ Candidate’s Credit history transparent Should be.
✔ One person only A single application can be submitted۔
✔ 500 Rs processing fee Must be paid.
✔ After getting a loan, the Business must be registered with FBR or PRA within 6 months۔
Eligibility criteria for loans from Rs.10 lakh to Rs.50 lakh
✔ Age 25 to 55 years should be between
✔ In FBR Must be an active tax filer۔
✔ Candidate’s Credit history transparent should be
✔ Candidate should be a resident of Punjab and Business should be in Punjab۔
✔ Place of business Must be privately owned or rented۔
✔ 5,000 processing fee Must be paid.
✔ After getting the loan, the business has to be registered with FBR.
Procedure for disbursement and repayment of loan
✔ First A loan of Rs.5 lakh will be issued۔
✔ Borrower from this amount Will start a business۔
✔ After the first 3 months the installment payment has to be started۔
✔ Businesses will be required to register with FBR or PRA within 6 months۔
✔ The remaining amount will be released after fulfilling the conditions۔
Application Procedure for Asaan Karobar Finance Scheme
1. How to apply for a loan up to Rs.10 lakh
✔ Simple business card for hed.punjab.gov.pk go to
✔ Fill in the registration form and provide all the required details.
✔ Upload ID card, business details and other documents.
✔ Pay the processing fee of Rs.500 after submitting the form.
✔ After verification, the loan will be approved.
2. How to apply for a loan up to Rs.50 lakhs
✔ Easy business finance scheme for hed.punjab.gov.pk go to
✔ Click on “Apply for Asaan Karobar Finance”.
✔ Fill in the registration form and provide your ID card, NTN number, and business details.
✔ After submitting the form 5000 Rs processing fee pay
✔ The loan amount will be released after all the conditions are fulfilled.
Benefits of Asaan Karobar Finance Scheme
✔ Interest-free loans Opportunity to get
✔ Easy Business Card up to Rs.10 Lakh Loan through
✔ Loan on personal guarantee up to Rs.50 lakh۔
✔ Debt repayment 5 years can be done in installments during
✔ Opportunity to start a new business and expand existing business.
The result
Punjab Govt Asaan Karobar Finance Scheme 2025 is a revolutionary step introduced to provide financial assistance to small entrepreneurs and unemployed youth. If you want to start your own business or expand an existing business Apply now and get an interest-free loan۔
📢 For more information and to apply hed.punjab.gov.pk visit